Not every building fits one box.
Lenders price and size a commercial bridge around the building: how easily it would sell, whether it is let, its condition and its planning. Each asset class has its own appetite. Choose yours to see how lenders approach it.
Office bridging loans
Short-term finance for let, part-let and vacant office buildings, including purchases ahead of re-letting or conversion.
How lenders view it
Retail bridging loans
Bridging finance for shops, parades and retail units, including shops with flats above and vacant high street units.
How lenders view it
Industrial and warehouse bridging
Bridging finance for industrial units, warehouses, trade counters and multi-let estates, with environmental due diligence handled early.
How lenders view it
Mixed-use bridging loans
Bridging finance for buildings with several uses, valued component by component, with the regulated split checked upfront.
How lenders view it
HMO bridging loans
Short-term finance to buy or upgrade small and large HMOs, with licensing, Article 4 and the refinance exit checked early.
How lenders view it
Hotel bridging loans
Bridging finance for hotels and guest houses, whether trading, closed or being repositioned, valued on trading potential.
How lenders view it
Pub and restaurant bridging
Bridging finance for pubs, bars and restaurants, trading or closed, including Asset of Community Value and conversion cases.
How lenders view it
Care home bridging loans
Bridging finance for care home operators and investors: acquisitions, turnarounds and closed homes, valued on trading performance.
How lenders view it
Healthcare property bridging
Bridging finance for medical centres, dental and veterinary practices, pharmacies and clinics, with specialist valuation of leases and use.
How lenders view it
Student accommodation bridging
Bridging finance for purpose-built student blocks, student HMOs and conversions, timed around the academic-year letting cycle.
How lenders view itTell us about the property and the loan you need. We come back with indicative terms and tell you plainly if any part of it is regulated.